HAWAII
Welcome to Hawaii
In Hawaii, nature and culture move in harmony. From the deep blue ocean to the rich traditions of hula and storytelling, it’s a place that welcomes you with warmth. Every sunrise brings the promise of something new, and every breeze carries the spirit of aloha. When the beauty of Hawaii feels like home, maybe it’s time to make it official.
Top CHIPs for Hawaii
The Best Community Home Investment Programs for you.
Hawaii’s beauty is undeniable, which is why so many people dream of moving there. But the high cost of housing can feel intimidating. The good news is that Community Home Investment Programs (CHIPs) are here to help make homeownership more accessible.
First Hawaiian Bank Good Neighbors Loan
You can buy with as little as 0 percent down, enjoy conforming loan limits up to $1,209,750, and benefit from competitive interest rates. It’s a smart step toward homeownership!
City and County of Honolulu Down Payment Loan Program
Get $40,000 to put toward your home purchase, including down payment and closing costs. With 0% interest and a 20-year repayment plan, this program makes owning a residential property easier than ever.
HHOC Mortgage Down Payment Assistance Loan Program
First-time buyers in Hawaii can get up to $125,000 for down payment and closing costs, lock in a low 4.5% interest rate, and enjoy affordable payments stretched over 30 years.
Hawaii Teacher Next Door Program
If you work in Pre-K through 12th grade in Hawaii, you can get an $8,000 grant plus up to $15,000 more for your down payment. Whether it’s a cozy condo or a roomy home, the choice is yours.
HawaiiUSA FCU - Welcome Home Program
You’ll get reduced processing fees, up to 1% of your loan back at closing, and a competitive rate. It’s all available for a range of homes including condos, townhouses, and single-family properties.
First Hawaiian Bank Good Neighbors Loan
You can buy with as little as 0 percent down, enjoy conforming loan limits up to $1,209,750, and benefit from competitive interest rates. It’s a smart step toward homeownership!
City and County of Honolulu Down Payment Loan Program
Get $40,000 to put toward your home purchase, including down payment and closing costs. With 0% interest and a 20-year repayment plan, this program makes owning a residential property easier than ever.
HHOC Mortgage Down Payment Assistance Loan Program
First-time buyers in Hawaii can get up to $125,000 for down payment and closing costs, lock in a low 4.5% interest rate, and enjoy affordable payments stretched over 30 years.
Hawaii Teacher Next Door Program
If you work in Pre-K through 12th grade in Hawaii, you can get an $8,000 grant plus up to $15,000 more for your down payment. Whether it’s a cozy condo or a roomy home, the choice is yours.
HawaiiUSA FCU - Welcome Home Program
You’ll get reduced processing fees, up to 1% of your loan back at closing, and a competitive rate. It’s all available for a range of homes including condos, townhouses, and single-family properties.
👥
Total Population
1,455,27
🗺️
Land area in square miles
6,422.4 square miles
📊
Rank of State by size
47
📍
State Capital
Honolulu
💰
Median household income
$95,320
💵
Median home sale price
$942,345
🏘️
Total Housing Units
493,898
👥
Total Population
1,455,271
🗺️
Land area in square miles
6,422.4 square miles
📊
Rank of State by size
47
📍
State Capital
Honolulu
💰
Median household income
$95,320
💵
Median home sale price
$942,345
🏘️
Total Housing Units
493,898
Census Data Snapshot for Hawaii
Crucial statistics and data about the state of Hawaii.
Wondering how big Hawaii is or what the Hawaii land area includes? This snapshot gives you a clear view of population, income, housing, and other important data if you’re thinking of moving there.
Climate Overview
What’s the weather like in Hawaii?
Hawaii offers a mild, tropical climate that makes outdoor living feel effortless year-round. With low Hawaii summer precipitation and comfortable seasonal temperatures, every day feels like a good day to explore.
Major Industries and Employment
What’s driving the economy of Hawaii?
Beyond its tourism appeal, Hawaii offers a solid job market backed by a range of industries. Discover where growth is happening and who ranks among Hawaii largest employers.
Largest Employer in State
- Employer: University of Hawaii
- Industry: Public University/Higher Education
- Employer Headcount: 10,106
Total Employer Establishments
🏢 32,488
As of June 2025
Employment Type
Employee of private company workers
Self-employed in own incorporated business workers
Private not-for-profit wage and salary workers
Local, state, and federal government workers
Self-employed in own not incorporated business workers and unpaid family workers
Occupation
Management, business, science and arts occupations
Sales and office occupations
Service occupations
Production, transportation, and material moving occupations
Natural resources, construction, and maintenance occupations
As of June 2025
Home Affordability
Learn if you can afford a home in Hawaii
Buying a piece of paradise isn’t easy, but with the right plan and a smart start, it’s absolutely possible. Apply for a CHIP in Hawaii and take that first step toward homeownership with a program designed to make it happen.
Cities By Population
What are the biggest cities in Hawaii in terms of population?
Which Hawaii cities are home to the most people? These population numbers offer insight into the islands’ most lively places.
City
Rank
Population as of 2025
Honolulu
1
337,338
East Honolulu
2
49,385
Hilo
3
48,718
Pearl City
4
46,590
Kailua
5
40,745
Waipahu
6
40,287
Kaneohe
7
35,717
Ewa Gentry
8
28,325
Kahului
9
27,457
Mililani Town
10
27,371
School Rankings and
District Information
What are the best schools in Hawaii?
School quality can have a big impact on home values and lifestyle. Want to know what the best schools in Hawaii are? Here’s a helpful resource.
Homes for Sale
Let’s find your dream home in Hawaii.
Finding the right home in Hawaii is easier when you know where to look. Whether you’re buying your first place or your forever home, you’ve got options. Explore what’s on the market today and see where the journey takes you.
State Fun Facts
Learn some fun trivia about the state of Hawaii
Want to know what makes the islands special? These interesting facts about Hawaii highlight the charm beyond the coastline.
Famous Faces from Hawaii
Who are the well-known personalities from Hawaii
Here are some of the most famous personalities who hail from Hawaii.
Agency
Website
Hawaii Housing Finance & Development Corporation (HHFDC)
Department of Hawaiian Home Lands (DHHL)
Office of Hawaiian Affairs (OHA)
Government Resources
Find more information about housing and real estate in Hawaii.
If you’re planning to buy a home in Hawaii, government resources can help you understand local rules, taxes, and available programs. Access trusted information that keeps you connected and ready for the road ahead.
Agency
Website
Hawaii Housing Finance & Development Corporation (HHFDC)
Department of Hawaiian Home Lands (DHHL)
Office of Hawaiian Affairs (OHA)
