MICHIGAN
Welcome to Michigan!
Looking for a home that perfectly matches your lifestyle? Michigan offers incredible variety, from the lively pulse of cities like Detroit and Lansing to the peaceful charm of lakeside communities. You‘re sure to discover a spot where your ideal home fits right in.
Top CHIPs for Michigan
The best Community Home Investment Programs for you.
These are just some of the Community Home Investment Programs (CHIPs) that are available in Michigan.
City of Detroit Down Payment Assistance Program
Imagine kickstarting your homeownership journey with $25,000 in hand! This special grant is designed specifically for those who haven’t owned a home in three years, offering significant support for your purchase costs that you won’t owe back.
+Rate+Relief+Mortgage.webp "Top CHIPs for Michigan 3")
Michigan State Housing Development Authority (MSHDA) Rate Relief Mortgage
This exclusive program for first-time buyers significantly reduces your mortgage interest by a full percentage point, saving you money every month! With eligible homes up to $224,500 available statewide, it’s a game-changer for securing your dream home.
Community Financial CU 0% Down Program
This program helps you achieve it with a loan that covers the entire cost, meaning no down payment is required from you. What’s more, it’s open to all, regardless of income, and even allows you to use up to 3% of the purchase price from the seller to cover various loan and associated costs.
Michigan State Housing Development Authority (MSHDA) Down Payment Assistance Program MI 10K
Access $10,000 in interest-free support with no monthly payments required. This flexible aid only needs to be repaid when you sell, refinance, or settle your first mortgage. This opportunity can help you step into homeownership today!
Treadstone Funding 2-1 Buydown
This unique loan helps you save substantially by reducing your starting interest rate. You’ll benefit from a 2% lower rate for the entire first year and a 1% lower rate for the second, putting more money back in your pocket. Seize this strategic advantage to significantly lower your mortgage costs and make homeownership easier.
City of Detroit Down Payment Assistance Program
Imagine kickstarting your homeownership journey with $25,000 in hand! This special grant is designed specifically for those who haven’t owned a home in three years, offering significant support for your purchase costs that you won’t owe back.
Michigan State Housing Development Authority (MSHDA) Rate Relief Mortgage
This exclusive program for first-time buyers significantly reduces your mortgage interest by a full percentage point, saving you money every month! With eligible homes up to $224,500 available statewide, it’s a game-changer for securing your dream home.
Community Financial CU 0% Down Program
This program helps you achieve it with a loan that covers the entire cost, meaning no down payment is required from you. What’s more, it’s open to all, regardless of income, and even allows you to use up to 3% of the purchase price from the seller to cover various loan and associated costs.
Michigan State Housing Development Authority (MSHDA) Down Payment Assistance Program MI 10K
Access $10,000 in interest-free support with no monthly payments required. This flexible aid only needs to be repaid when you sell, refinance, or settle your first mortgage. This opportunity can help you step into homeownership today!
Treadstone Funding 2-1 Buydown
This unique loan helps you save substantially by reducing your starting interest rate. You’ll benefit from a 2% lower rate for the entire first year and a 1% lower rate for the second, putting more money back in your pocket. Seize this strategic advantage to significantly lower your mortgage costs and make homeownership easier.
👥
Total Population
10,077,331
🗺️
Land area in square miles
56,611.0 square miles
📊
Rank of State by size
22
📍
State Capital
Lansing
💰
Median household income
$69,183
💵
Median home sale price
$430,566
🏘️
Total Housing Units
4,107,809
👥
Total Population
10,077,331
🗺️
Land area in square miles
56,611.0 square miles
📊
Rank of State by size
22
📍
State Capital
Lansing
💰
Median household income
$69,183
💵
Median home sale price
$430,566
🏘️
Total Housing Units
4,107,809
Census Data Snapshot for Michigan
Crucial statistics and data about Michigan
This quick census snapshot delivers key facts about Michigan’s people, land, and housing, just what you need for a fast, informed start.
Climate Overview
What’s the weather like in Michigan?
Discover the full spectrum of Michigan’s weather! This climate overview details the average temperatures and precipitation for every season, giving you a complete picture of the year.
Major Industries and Employment
What’s driving the economy of Michigan?
Learn essential facts about Michigan’s major industries and employment figures in this overview.
Largest Employer in State
- Employer: University of Michigan
- Industry: Public University/Higher Education
- Employer Headcount: 48,060
Total Employer Establishments
🏢 224,676
As of June 2025
Employment Type
Employee of private company workers
Self-employed in own incorporated business workers
Private not-for-profit wage and salary workers
Local, state, and federal government workers
Self-employed in own not incorporated business workers and unpaid family workers
Occupation
Management, business, science and arts occupations
Sales and office occupations
Service occupations
Production, transportation, and material moving occupations
Natural resources, construction, and maintenance occupations
As of June 2025
Home Affordability
Learn if you can afford a home in Michigan.
Discover how simple it can be to own a home in Michigan! Check CHIPs that are here to simplify affordability, equipping you with the confidence needed to find your perfect match. Learn more about making a home truly yours in a state celebrated for its unique charm and excellent value.
Cities By Population
What are the biggest cities in Michigan in terms of population?
The pulse of Michigan can be felt in its populated centers. This listing of cities, ordered by population, provides a window into the character of the state’s major hubs and the smaller, vibrant towns.
City
Rank
Population as of 2025
Detroit
1
629,830
Grand Rapids
2
195,208
Warren
3
135,010
Sterling Heights
4
132,804
Ann Arbor
5
116,561
Lansing
6
111,814
7
103,271
Livonia
8
90,148
Troy
9
87,503
Farmington Hills
10
81,694
School Rankings and
District Information
What are the best schools in Michigan?
Your family’s future starts with the right school district. Dive into Michigan education statistics and rankings to discover neighborhoods that support strong learning and smart living.
Homes for Sale
Let’s find your dream home in Michigan.
Browse available homes for sale across Michigan and find the perfect fit for your lifestyle, budget, and future plans.
State Fun Facts
Check out these fun facts about Michigan.
Here are a few fun facts about Michigan that you don’t need to know but we’re going to tell you anyway.
Famous Faces from Michigan
Who are the well-known personalities from Michigan?
Here are some of the most famous personalities who hail from Michigan.
Agency
Website
Michigan State Housing Development Authority (MSHDA)
Michigan Department of Health and Human Services (MDHHS)
Michigan Department of Treasury
Michigan Veterans Affairs Agency (MVAA)
Michigan Department of Insurance and Financial Services (DIFS)
Government Resources
Find more information about housing and real estate in Michigan.
Need a little help along the way? These Michigan government resources are here to guide you with reliable info and helpful tools.
Agency
Website
Michigan State Housing Development Authority (MSHDA)
Michigan Department of Health and Human Services (MDHHS)
Michigan Department of Treasury
www.michigan
.gov/treasury
Michigan Veterans Affairs Agency (MVAA)
Michigan Department of Insurance and Financial Services (DIFS)
