NEW JERSEY
Welcome to New Jersey, the Garden State!
New Jersey is one of the richest, most diverse and healthiest states. It has the highest representation of millionaires in the U.S. and if rich people want to live there, that means there’s something really good going on in New Jersey and you should short-list it as your new home. This dynamic place will surely help you grow with it.
Top CHIPs for New Jersey
The Best Community Home Investment Programs for you.
New Jersey is a place of second chances and opportunities. It is home to a lot of immigrants and their communities have thrived over there. The availability of Community Home Investment Programs (CHIPs) makes it easy for people seeking new beginnings to find a home in The Garden State.
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New Jersey Housing and Mortgage Finance Agency Down Payment Assistance Program (DPA)
Looking to buy your first home in New Jersey? The New Jersey Housing and Mortgage Finance Agency DPA offers up to $15,000 for your down payment and the best part? If you stay in your home for 5 years, you can kiss the loan goodbye! That’s right, it’s forgiven. Even if you need to repay, there’s 0% interest, making it super easy.
New Jersey Housing and Mortgage Finance Agency First Generation Down Payment Assistance Program
With the New Jersey Housing and Mortgage Finance Agency First Generation Down Payment Assistance Program, you can get up to $22,000 to help with your down payment and closing costs, with no interest.
Monmouth County Office of Community Development First-Time Homebuyers
The Monmouth County Office of Community Development First-Time Homebuyers offers up to $10,000 for your down payment! Stay in your new home for 5 years, and the loan is forgiven with no repayment needed. If repayment is required, you’ll have 0% interest, with no extra fees. This program is now available in Monmouth County. Apply today
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New Jersey Housing and Mortgage Finance Agency Down Payment Assistance Program (DPA)
Looking to buy your first home in New Jersey? The New Jersey Housing and Mortgage Finance Agency DPA offers up to $15,000 for your down payment and the best part? If you stay in your home for 5 years, you can kiss the loan goodbye! That’s right, it’s forgiven. Even if you need to repay, there’s 0% interest, making it super easy.
New Jersey Housing and Mortgage Finance Agency First Generation Down Payment Assistance Program
With the New Jersey Housing and Mortgage Finance Agency First Generation Down Payment Assistance Program, you can get up to $22,000 to help with your down payment and closing costs, with no interest.
Monmouth County Office of Community Development First-Time Homebuyers
The Monmouth County Office of Community Development First-Time Homebuyers offers up to $10,000 for your down payment! Stay in your new home for 5 years, and the loan is forgiven with no repayment needed. If repayment is required, you’ll have 0% interest, with no extra fees. This program is now available in Monmouth County. Apply today!
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Total Population
9,288,994
🗺️
Land area in square miles
7,354.8 square miles
📊
Rank of State by size
46
📍
State Capital
Trenton
💰
Median household income
$99,781
💵
Median home sale price
$583,231
🏘️
Total Housing Units
3,538,457
👥
Total Population
9,288,994
🗺️
Land area in square miles
7,354.8 square miles
📊
Rank of State by size
46
📍
State Capital
Trenton
💰
Median household income
$99,781
💵
Median home sale price
$583,231
🏘️
Total Housing Units
3,538,457
Census Data Snapshot for New Jersey
Crucial statistics and data about the state of New Jersey.
Do you think you will fit in when you move to New Jersey? As one of the more affluent states, its median household income is higher than the national average. Take a look at some other crucial stats that can help you decide.
Climate Overview
What’s the weather like in the state of New Jersey?
Having two climate zones and being from hurricanes and tropical storms, make the New Jersey weather perfect for many homeowners. Here is an overview of the climate in the state so you can have a solid idea of what it’s like living there.
Major Industries and Employment
What’s driving the economy of New Jersey?
New Jersey has more scientists and engineers per capita than anywhere else in the world. A state that with that kind of demographic must have a very diverse and robust economy to start with. Let’s take at the main dynamos of the New Jersey economy and see what’s driving it.
Largest Employer in State
- Employer: Wakefern Food Corporation
- Industry: Supermarket/Grocery
- Employer Headcount: 35,000
Total Employer Establishments
🏢 233,950
As of June 2025
Employment Type
Employee of private company workers
Self-employed in own incorporated business workers
Private not-for-profit wage and salary workers
Local, state, and federal government workers
Self-employed in own not incorporated business workers and unpaid family workers
Occupation
Management, business, science and arts occupations
Sales and office occupations
Service occupations
Production, transportation, and material moving occupations
Natural resources, construction, and maintenance occupations
As of June 2, 2025
Home Affordability
Learn if you can afford a home in New Jersey.
All New Jersey counties are considered to be urban. So, if you prefer living in a highly developed area, you will have an easy time finding one in New Jersey. Find out how much you have to spend when buying a house there.
Cities By Population
What are the biggest cities in New Jersey in terms of population?
While Newark is the biggest city in the state of New Jersey, there are other notable urban centers there that are worth noting.
City
Rank
Population as of 2025
Newark
1
305,776
Jersey
2
295,427
Paterson
3
156,416
Elizabeth
4
137,397
Trenton
5
89,790
Clifton
6
88,091
Bayonne
7
71,908
Camden
8
71,654
East Orange
9
70,796
Passaic
10
68,541
School Rankings and
District Information
What are the best schools in New Jersey?
With a richer-than-average population, there is a demand for expensive schools in New Jersey. Find out what schools are considered to be the best within the state.
Homes for Sale
Let’s find your dream home in New Jersey.
Do you have a strong feeling that The Garden State should be your new home? Start checking out what the housing market there has to offer.
State Fun Facts
Learn some fun trivia about the state of New Jersey.
New Jersey isn’t your typical state. It might be small, but it is full of character, and it doesn’t lack in fun information.
Famous Faces from New Jersey
Who are the well-known personalities from New Jersey?
See the familiar faces who hail from New Jersey.
Agency
Website
New Jersey State Government
New Jersey Housing and Mortgage Finance Agency
www.njhmfa.gov
Veterans Affairs
Government Resources
Find more information about housing and real estate in New Jersey.
Here is a list of some useful resources that you can use when researching homes, schools, and other details about the state of New Jersey.
Agency
Website
New Jersey State Government
New Jersey Housing and Mortgage Finance Agency
www.njhmfa.gov
Veterans Affairs
