NEW JERSEY
Welcome to New Jersey, the Garden State!
Ranking as one of the richest, diverse, and highly educated states in America, New Jersey is a dynamic place to live. Whether you’re seeking opportunity, culture, or a high quality of life, New Jersey has something to offer. Choose the Garden State if you want your life to bloom!
Top CHIPs for New Jersey
The Best Community Home Investment Programs for you.
These are just some of the Community Home Investment Programs (CHIPs) that are available in New Jersey.
.webp "New Jersey 2")
New Jersey Housing and Mortgage Finance Agency Down Payment Assistance Program (DPA)
Looking to buy your first home in New Jersey? The New Jersey Housing and Mortgage Finance Agency DPA offers up to $15,000 for your down payment and the best part? If you stay in your home for 5 years, you can kiss the loan goodbye! That’s right, it’s forgiven. Even if you need to repay, there’s 0% interest, making it super easy.
New Jersey Housing and Mortgage Finance Agency First Generation Down Payment Assistance Program
With the New Jersey Housing and Mortgage Finance Agency First Generation Down Payment Assistance Program, you can get up to $22,000 to help with your down payment and closing costs, with no interest.
Monmouth County Office of Community Development First-Time Homebuyers
The Monmouth County Office of Community Development First-Time Homebuyers offers up to $10,000 for your down payment! Stay in your new home for 5 years, and the loan is forgiven with no repayment needed. If repayment is required, you’ll have 0% interest, with no extra fees. This program is now available in Monmouth County. Apply today
.webp "New Jersey 5")
New Jersey Housing and Mortgage Finance Agency Down Payment Assistance Program (DPA)
Looking to buy your first home in New Jersey? The New Jersey Housing and Mortgage Finance Agency DPA offers up to $15,000 for your down payment and the best part? If you stay in your home for 5 years, you can kiss the loan goodbye! That’s right, it’s forgiven. Even if you need to repay, there’s 0% interest, making it super easy.
New Jersey Housing and Mortgage Finance Agency First Generation Down Payment Assistance Program
With the New Jersey Housing and Mortgage Finance Agency First Generation Down Payment Assistance Program, you can get up to $22,000 to help with your down payment and closing costs, with no interest.
Monmouth County Office of Community Development First-Time Homebuyers
The Monmouth County Office of Community Development First-Time Homebuyers offers up to $10,000 for your down payment! Stay in your new home for 5 years, and the loan is forgiven with no repayment needed. If repayment is required, you’ll have 0% interest, with no extra fees. This program is now available in Monmouth County. Apply today!
👥
Total Population
9,288,994
🗺️
Land area in square miles
7,354.8 square miles
📊
Rank of State by size
46
📍
State Capital
Trenton
💰
Median household income
$99,781
💵
Median home sale price
$583,231
🏘️
Total Housing Units
3,538,457
👥
Total Population
9,288,994
🗺️
Land area in square miles
7,354.8 square miles
📊
Rank of State by size
46
📍
State Capital
Trenton
💰
Median household income
$99,781
💵
Median home sale price
$583,231
🏘️
Total Housing Units
3,538,457
Census Data Snapshot for New Jersey
Crucial statistics and data about the state of New Jersey.
With a long and rich history, New Jersey is highly diverse when it comes to population and scenery. Here is a quick snapshot of some statistics and data about the Garden State that includes population density, cost of living, median listing home price, and housing affordability.
Climate Overview
What’s the weather like in the state of New Jersey?
New Jersey has two climate zones, with most of the state having a humid subtropical climate and the northwest section having a humid continental climate. The occurrence of hurricanes and tropical storms, and tornadoes is very rare. Here is an overview of the climate in the state so you can have an idea of what it’s like during winter with cold temperatures, how much rain the state is getting, and how hot and humid it is there.
Major Industries and Employment
What’s driving the economy of New Jersey?
New Jersey has a very diverse economy that has been developed by various industries. Some of those industries include pharmaceutical biotechnology, information technology, the financial industry, tourism, filmmaking, telecommunications, gambling, and food processing. So, here is a quick overview of the finance industry in New Jersey and its economy in general.
Largest Employer in State
- Employer: Wakefern Food Corporation
- Industry: Supermarket/Grocery
- Employer Headcount: 35,000
Total Employer Establishments
🏢 233,950
As of June 2025
Employment Type
Employee of private company workers
Self-employed in own incorporated business workers
Private not-for-profit wage and salary workers
Local, state, and federal government workers
Self-employed in own not incorporated business workers and unpaid family workers
Occupation
Management, business, science and arts occupations
Sales and office occupations
Service occupations
Production, transportation, and material moving occupations
Natural resources, construction, and maintenance occupations
As of June 2, 2025
Home Affordability
Learn if you can afford a home in New Jersey.
New Jersey is one of the most affluent states in the country and that means there is no lack of great properties that you can buy in the Garden State. Explore your options with CHIPs and see how close homeownership really is.
Cities By Population
What are the biggest cities in New Jersey in terms of population?
While Newark is the biggest city in the state of New Jersey, there are other notable urban centers there.
City
Rank
Population as of 2025
Newark City
1
305,776
Jersey City
2
295,427
Paterson City
3
156,416
Elizabeth City
4
137,397
Trenton City
5
89,790
Clifton City
6
88,091
Bayonne City
7
71,908
Camden City
8
71,654
East Orange City
9
70,796
Passaic City
10
68,541
School Rankings and
District Information
What are the best schools in New Jersey?
Learn more about the top schools in the state of New Jersey.
Homes for Sale
Let’s find your dream home in New Jersey.
You might find it surprising, but New Jersey is one of the most affluent states in the country. Learn more about how you can buy a place in the Garden State.
State Fun Facts
Learn some fun trivia about the state of New Jersey.
Here are a few fun facts about the Garden State that you don’t need to know but we’re going to tell you anyway.
Famous Faces from New Jersey
Who are the well-known personalities from New Jersey?
Here are some of the most famous people from New Jersey.
Agency
Website
New Jersey State Government
New Jersey Housing and Mortgage Finance Agency
www.njhmfa.gov
Veterans Affairs
Government Resources
Find more information about housing and real estate in New Jersey.
Here is a list of some useful resources that you can use when researching homes, schools, and other details about the state of New Jersey.
Agency
Website
New Jersey State Government
New Jersey Housing and Mortgage Finance Agency
www.njhmfa.gov
Veterans Affairs
.png){kind=logo}
