MARYLAND
Welcome to Maryland!
Maryland has a unique blend of urban convenience, scenic beauty, and strong economic opportunities. The state offers a diverse range of communities, from charming coastal towns and historic suburbs to modern urban centers. Maryland also boasts top-rated public schools, excellent healthcare systems, and a variety of outdoor recreational options. If you’re seeking both quality of life and long-term value, Maryland is a good choice.
Top CHIPs for Maryland
The Best Community Home Investment Programs for you.
Although small, Maryland has a very active housing market, and that also means there’s quite a few Community Home Investment Programs (CHIPs) available within the state that you can use.
College Park City-University Partnership (CPCUP) Homeownership Program
Take advantage of the College Park City-University Partnership Homeownership Program and receive up to $15,000 in homebuying support. This interest-free, forgivable loan is designed for full-time employees of the University of Maryland and the City of College Park.
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LEDC's Down Payment Assistance (DPA) Program
First-time homebuyers can find significant financial relief through LEDC’s Down Payment Assistance (DPA) Program. This initiative provides $10,000 for down payment and closing costs with absolutely no interest.
City of Hagerstown CDBG Homeownership Program
The City purchases vacant properties within City limits and renovates them to look new. Properties are sold at the current appraised value to qualified applicants.
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Maryland HomeAbility
Get the financial boost you need with the Maryland HomeAbility program! Qualified buyers can receive up to $45,000 in deferred, interest-free assistance to cover down payment and closing costs.
State Employees Credit Union of Maryland Medical Professional Mortgage Loan
State Employees Credit Union of Maryland Medical Professional Mortgage Loan offers tailored financing for medical professionals. Secure loans up to $2 million with just a 5% down payment and no private mortgage insurance required.
College Park City-University Partnership (CPCUP) Homeownership Program
Take advantage of the College Park City-University Partnership Homeownership Program and receive up to $15,000 in homebuying support. This interest-free, forgivable loan is designed for full-time employees of the University of Maryland and the City of College Park.
LEDC's Down Payment Assistance (DPA) Program
First-time homebuyers can find significant financial relief through LEDC’s Down Payment Assistance (DPA) Program. This initiative provides $10,000 for down payment and closing costs with absolutely no interest.
City of Hagerstown CDBG Homeownership Program
The City purchases vacant properties within City limits and renovates them to look new. Properties are sold at the current appraised value to qualified applicants.
Maryland HomeAbility
Get the financial boost you need with the Maryland HomeAbility program! Qualified buyers can receive up to $45,000 in deferred, interest-free assistance to cover down payment and closing costs.
State Employees Credit Union of Maryland Medical Professional Mortgage Loan
State Employees Credit Union of Maryland Medical Professional Mortgage Loan offers tailored financing for medical professionals. Secure loans up to $2 million with just a 5% down payment and no private mortgage insurance required.
👥
Total Population
6,177,224
🗺️
Land area in square miles
9,710.9 square miles
📊
Rank of State by size
42
📍
State Capital
Annapolis
💰
Median household income
$98,678
💵
Median home sale price
$460,200
🏘️
Total Housing Units
2,384,715
👥
Total Population
6,177,224
🗺️
Land area in square miles
9,710.9 square miles
📊
Rank of State by size
42
📍
State Capital
Annapolis
💰
Median household income
$98,678
💵
Median home sale price
$460,200
🏘️
Total Housing Units
2,384,715
Census Data Snapshot for Maryland
Crucial statistics and data about Maryland
A census data snapshot for Maryland can provide vital insights into population trends, housing needs, income levels, and demographic shifts that help guide informed decisions for homebuyers.
Climate Overview
What’s the weather like in Maryland?
Maryland has a varied climate, with hot, humid summers and mild to cold winters, offering four distinct seasons that range from coastal breezes along the Chesapeake Bay to cooler temperatures in the western mountains.
Major Industries and Employment
What’s driving the economy of Maryland?
Maryland’s economy is diverse and robust, driven by key sectors such as biotechnology, healthcare, defense, and government services, supported by its proximity to Washington, D.C., and a highly educated workforce.
Largest Employer in State
- Employer: Johns Hopkins Institutions
- Industry: Health Care
- Employer Headcount: 51,725
Total Employer Establishments
🏢141,217
As of June 2025
Employment Type
Employee of private company workers
Self-employed in own incorporated business workers
Private not-for-profit wage and salary workers
Local, state, and federal government workers
Self-employed in own not incorporated business workers and unpaid family workers
Occupation
Management, business, science and arts occupations
Sales and office occupations
Service occupations
Production, transportation, and material moving occupations
Natural resources, construction, and maintenance occupations
As of June 2025
Home Affordability
Learn if you can afford a home in Maryland.
Maryland offers a wide range of housing options, from waterfront properties and suburban single-family homes to urban condos and historic townhouses, accommodating a variety of lifestyles and budgets.
Cities By Population
What are the biggest cities in Maryland in terms of population?
While Maryland cannot compete with other states in terms of size, it has some cities that it can be proud of.
City
Rank
Population as of 2025
Baltimore
1
553,293
Columbia
2
108,346
Germantown
3
91,164
Frederick
4
90,748
Waldorf
5
84,408
Silver Spring
6
84,397
Ellicott City
7
75,528
Glen Burnie
8
72,374
Gaithersburg
9
69,615
Bethesda
10
67,680
School Rankings and
District Information
What are the best schools in Maryland?
Maryland is home to many top-rated public and private schools, known for strong academic performance, excellent extracurricular programs, and a commitment to preparing students for college and careers.
Homes for Sale
Let’s find your dream home in Maryland
Curious about what Maryland has to offer? Check out the state’s housing market.
State Fun Facts
Learn some fun trivia about Maryland.
Historic and diverse, Maryland has some fun facts that are worth sharing.
Famous People from Maryland
Who are the well-known personalities from Maryland?
Here are some notable people from Maryland that you should know about.
Agency
Website
Maryland Department of Housing and Community Development (DHCD)
Maryland Department of Veterans and Military Families (MDVA)
Maryland Department of Commerce
Government Resources
Find more information about housing and real estate in Maryland
ere is a list of some useful resources that you can use when researching homes, schools, and other details about Maryland.
Agency
Website
Maryland Department of Housing and Community Development (DHCD)
Maryland Department of Veterans and Military Families (MDVA)
Maryland Department of Commerce
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