Your Path to Homeownership Starts Here

Discover D.C. government-assisted programs designed to make home buying possible

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Should I move to D.C.? 

Washington, D.C. is a dynamic city with a thriving job market, rich history, and diverse culture, making it an ideal place to live. As the capital of the United States, the city is the center of the country’s politics. It has excellent public transportation, a vibrant food and nightlife scene, and plenty of green spaces, it offers a balanced urban lifestyle. The city’s strong real estate market also makes homeownership a smart investment, especially for professionals looking to build long-term stability. Whether you’re drawn to its career opportunities, cultural attractions, or international community, D.C. provides an exciting and rewarding place to call home.

Get To Know D.C.

What is the population of D.C.?

As of 2023 the population of Washington D.C. 678,972.

Washington, D.C. offers a thriving job market, especially in government, law, international affairs, and nonprofit work, with major employers like federal agencies, embassies, and global organizations such as the World Bank and IMF. The city is also a growing hub for technology, cybersecurity, healthcare, and education, with top universities and research institutions. Additionally, its strong media and communications sector provides opportunities for journalists, PR specialists, and content creators. With a stable economy and diverse industries, D.C. is an excellent place for career growth across various fields.

Washington, D.C. offers a mix of public, charter, and private schools, with some of the top-ranked institutions in the nation. The city’s public school system has improved in recent years, with standout schools. Private schools offer excellent academics but come with high tuition costs. Additionally, D.C. is home to prestigious universities like Georgetown, George Washington, and Howard, making it a strong city for education at all levels.

Washington, D.C. has a robust healthcare system with top-rated hospitals, specialized medical centers, and a wide range of healthcare providers. Leading institutions like MedStar Georgetown University Hospital, George Washington University Hospital, and Johns Hopkins Sibley Memorial offer high-quality care in various specialties, including cardiology, oncology, and neurology. The city also has numerous community clinics and urgent care centers that provide accessible healthcare services. Additionally, D.C. is a hub for medical research and public health initiatives, with institutions like the National Institutes of Health (NIH) and various nonprofit organizations working to advance healthcare policies and innovation.

Washington D.C. Homeownership Programs

Homeownership is a significant milestone, and in Washington D.C., there are various programs designed to help individuals achieve this goal. Whether you’re a first-time homebuyer or looking to purchase your next home, these programs offer financial support, resources, and guidance to make the process more accessible.

Program Categories 

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First-Time Homebuyers

Assistance with down payments, closing costs, and home-buying education 

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Veterans & Military

Special programs with low interest rates and no down payment options

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Seniors & Families

Affordable solutions for seniors and family-focused housing options 

Featured Homeownership Programs

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HPAP Assistance

Up to $202,000 in down payment and closing cost assistance for qualifying buyers

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EAHP Grants

Employer-Assisted Housing Program matching grants for district employees

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Home Purchase Loans

Low-interest mortgage options with flexible credit requirements

Key Program Features

Down Payment Assistance Mortgage Credit Certificates Affordable Housing Homebuyer Education Veteran Programs Energy Efficiency Grants 

General Eligibility Requirements

  • First-time homebuyer (or not owned in past 3 years) 
  • Minimum credit score of 640 
  • Income limits based on household size 
  • Completion of homebuyer education course 
  • Property must be in Washington D.C. 
  • Occupancy within 60 days of purchase 

Program Coverage Areas

Available in all 8 wards of Washington D.C. 

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Northwest DC (NW)

  • Georgetown 
  • Petworth 

Northeast DC (NE)

  • Brookland 
  • Ivy City 
  • Union Market 
  • Michigan Park 

Southeast DC (SE)

  • Capitol Hill 
  • Navy Yard 
  • Anacostia 
  • Congress Heights 

Southwest DC (SW)

  • Southwest Waterfront 
  • Bellevue 
  • Bolling Air Force Base 
  • Buzzard Point 
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How HomebuyerWallet Works

  1. Create Account 
    Start by creating your personalized homebuyer profile
  2. Get Matched 
    Receive program recommendations based on your eligibility
  3. Application Support 
    Step-by-step guidance through documentation and submissions
  4. Track Progress 
    Monitor your application status and next steps 
Homebuyer Wallet
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