See the Top Community Home Investment Programs (CHIPs) by State
Pick your state on the map to view grants, credits, and funding options that can help lower your upfront costs.
UNITED STATES
National Programs
When you think of the United States, your mind might jump to big cities, famous landmarks, and moments that shaped history and you’re not wrong. Those stories are woven into every state, every town, and every generation. But America is more than what makes the headlines. It’s the neighborhoods where people look out for each other, the communities that feel at home, and the everyday moments that matter most. If you’re looking for a place that blends opportunity, diversity, and a deep sense of belonging, the United States might just surprise you and welcome your home.
Top CHIPs for the Entire United States
Explore some of the best CHIPs that cover the entire United States!
While there’s always been a rush to move into Washington, D.C., which drives up the home prices, there are also efforts to make homeownership available to a larger demographic. That’s why there are Community Home Investment Programs (CHIPs) available to those seeking to buy a house there. Find out what you can qualify for.
Pathway Homes Essential Workers Program
The Pathway Homes Essential Workers Program offers dedicated support for those who serve our communities by providing first mortgage loans specifically for new construction homes. Essential workers can benefit from competitive interest rates, no origination fee, and a lender of credit up to $1,000. This program, with loan amounts based on qualification, is available in all states except New York.
Lennar Mortgage Advantage Plus Program
Homeownership is within reach, thanks to the Lennar Mortgage Advantage Plus program! You’ll receive 5% of assistance through a second loan to help cover your down payment and closing costs. Even if you’ve owned a home before, you’re still eligible. This program is active in several states.
NACA Homebuyer Purchase Program
Step into homeownership with the Neighborhood Assistance Corporation of America (NACA) Homebuyer Purchase Program! Get into your new home with no down payment, no closing costs, and no mortgage insurance fees. Enjoy below-market fixed interest rates with flexible repayment terms. Available across the United States, apply today and start your homeownership journey now.
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U.S. Department of Housing and Urban Development (HUD) Good Neighbor Next Door
The U.S. Department of Housing and Urban Development (HUD) Good Neighbor Next Door (GNND) Program makes homeownership easier than ever! Qualify for a second mortgage with up to a 50% discount on the listed price of eligible homes. No payments are due unless you move or sell within 3 years. This program is available to both repeat buyers, first-time homebuyers, and those who serve as law enforcement officers, teachers, firefighters, and more. Available nationwide.
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Empowered DPA Program Down Payment Assistance
Get the support you need with EPM – Downpayment Assistance! Receive up to 3.5% of your home’s purchase price to help with your down payment and closing costs. If conditions are met, you won’t need to repay the funds. Available nationwide except in Washington for first-time homebuyers, military, first responders, educators, medical staff, and civil servants.
Pathway Homes Essential Workers Program
The Pathway Homes Essential Workers Program offers dedicated support for those who serve our communities by providing first mortgage loans specifically for new construction homes. Essential workers can benefit from competitive interest rates, no origination fee, and a lender of credit up to $1,000. This program, with loan amounts based on qualification, is available in all states except New York.
Lennar Mortgage Advantage Plus Program
Homeownership is within reach, thanks to the Lennar Mortgage Advantage Plus program! You’ll receive 5% of assistance through a second loan to help cover your down payment and closing costs. Even if you’ve owned a home before, you’re still eligible. This program is active in several states.
NACA Homebuyer Purchase Program
Step into homeownership with the Neighborhood Assistance Corporation of America (NACA) Homebuyer Purchase Program! Get into your new home with no down payment, no closing costs, and no mortgage insurance fees. Enjoy below-market fixed interest rates with flexible repayment terms. Available across the United States, apply today and start your homeownership journey now.
U.S. Department of Housing and Urban Development (HUD) Good Neighbor Next Door
The U.S. Department of Housing and Urban Development (HUD) Good Neighbor Next Door (GNND) Program makes homeownership easier than ever! Qualify for a second mortgage with up to a 50% discount on the listed price of eligible homes. No payments are due unless you move or sell within 3 years. This program is available to both repeat buyers, first-time homebuyers, and those who serve as law enforcement officers, teachers, firefighters, and more. Available nationwide.
Empowered DPA Program Down Payment Assistance
Get the support you need with EPM – Downpayment Assistance! Receive up to 3.5% of your home’s purchase price to help with your down payment and closing costs. If conditions are met, you won’t need to repay the funds. Available nationwide except in Washington for first-time homebuyers, military, first responders, educators, medical staff, and civil servants.
👥
Total Population
331,449,281
🗺️
Land area in square miles
3,532,316 square miles
📊
Rank of State by size
N/A
📍
State Capital
N/A
💰
Median household income
$81,604
💵
Median home sale price
$410,000
🏘️
Total Housing Units
148.3 million
👥
Total Population
331,449,281
🗺️
Land area in square miles
3,532,316 square miles
📊
Rank of State by size
N/A
📍
State Capital
N/A
💰
Median household income
$81,604
💵
Median home sale price
$410,000
🏘️
Total Housing Units
148.3 million
Census Data Snapshot for the United States
Crucial statistics and data about the United States.
Spanning thousands of miles and countless communities, the United States continues to be a place where ambition meets opportunity. Its unique blend of history, economic strength, and cultural diversity makes it not just a nation of influence, but a nation of potential for those seeking growth, stability, and success.
Major Industries and Employment
What’s driving the economy of the United States?
The United States has a dynamic and multifaceted economy. While the federal government plays a central role, supporting millions of jobs and shaping economic activity nationwide, it’s only one part of a much larger ecosystem. Across the country, diverse industries, from technology and healthcare to manufacturing, finance, and energy, are driving innovation, growth, and opportunity.
Largest Employer in State
N/A
Total Employer Establishments
🏢 38,825
Employment Type
Employee of private company workers
Self-employed in own incorporated business workers
Private not-for-profit wage and salary workers
Local, state, and federal government workers
Self-employed in own not incorporated business workers and unpaid family workers
Occupation
Management, business, science and arts occupations
Sales and office occupations
Service occupations
Production, transportation, and material moving occupations
Natural resources, construction, and maintenance occupations
As of March 2026
As of March 2026
Home Affordability
Learn if you can afford a home in the United States.
When it comes to places to live, the United States offers an incredibly diverse range of options. From historic homes on tree-lined streets and sleek, modern condos with skyline views to small towns, suburbs, and vibrant urban neighborhoods each area brings its own distinct character, lifestyle, and sense of home.
States By Population
What are the biggest cities in Kansas in terms of population?
The United Sates has one of the biggest populations in the world, but it is not equally distributed. Some states have populations that are larger than many countries. To give you a snapshot of how the population is distributed, here is a list of states with the biggest populations.
City
Rank
2026 Population
California
1
39,896,400
Texas
2
32,416,700
Florida
3
24,306,900
New York
4
20,127,000
Pennsylvania
5
13,200,800
Illinois
6
12,846,000
Ohio
7
12,001,800
Georgia
8
11,413,800
North Carolina
9
11,375,700
Michigan
10
10,254,700
School Rankings and
District Information
What are the best schools in United States?
The United States has some of the best schools in the world. People from all over the world flock to study. The presence of a good school is a major consideration for many families buying a house. Here is a list of the top school districts in the country today.
- Hinsdale Community Consolidated School District (IL)
- Millburn Township School District (NJ)
- Highland Park Independent School District (TX)
- Solana Beach Elementary School District (CA)
Homes for Sale
Ready to explore some homes in the United States?
It’s a special place to live, that’s for sure. You might want to be in the heart of the action, or maybe you’re drawn to something quieter and more laid-back. The good news is, across the United States, you’ll find it all and plenty of lifestyles in between.
