Find the down payment help you didn't know you qualified for
Thousands of homebuyers miss out on real funding every year simply because they don’t know it exists. Homebuyer Wallet matches you to verified programs in your area then connects you with a top-rated realtor and loan officer who know how to use them.
1,800+ Verified Programs
We research and verify every program so you don't have to.
Creative Financing Gets You Home
Homebuyer programs can cover your down payment, closing costs, and even reduce your principal, helping you get into a home sooner, and potentially a better one than you thought possible.
Results in Minutes
Answer a few quick questions and see your matches instantly.
We Only Refer the Best
We connect you with professionals who will find you the best possible deal.
HOW IT WORKS
Three steps to finding your funding
We’ve gathered and reviewed programs across the U.S. so you don’t have to. Here’s how the Wallet Wizard works.
WHO QUALIFIES
Programs exist for almost every buyer
Many communities offer funding specifically for people like you. Even if you’ve owned a home before, you may still qualify.
WE FIND THE RIGHT PEOPLE FOR YOU
You need both a great loan officer and a great realtor
Buying a home takes a team. A loan officer secures your mortgage, and a realtor guides you through finding and closing on the right home. We connect you with vetted professionals who know how to put your funding programs to work.
- We match you with professionals who know these programs
- Your loan officer uses funding programs to secure your mortgage
- Your realtor helps you find the right home at the right price
- Together, they work to get you the best deal possible
BUILT FOR YOUR COMMUNITY
Communities want you to own a home
Communities thrive when more people become homeowners. That’s why many offer programs designed to help you buy now, avoid becoming house poor, and keep living the life you want.
COMMON QUESTIONS
Frequently asked questions
What is Homebuyer Wallet?
A platform that matches homebuyers to verified funding programs including down payment assistance, grants, and local incentives based on their situation and location. This information is rarely well marketed, scattered across multiple sources, and can be surprisingly hard to track down. We do that work for you, and for the professionals we partner with, so you can focus on finding your dream home.
Do I need to be a first-time buyer?
Not always. Many programs are open to repeat buyers, and some define “first-time” more broadly than you’d expect. The Wallet Wizard will show you what you actually qualify for.
How many programs are available?
We track 1,800+ verified programs across all 50 states. Our database is continuously updated as new programs launch or existing ones change.
What is a homebuyer program?
These are verified programs offered by states, cities, and organizations to help people buy homes with less cash upfront covering things like down payments, closing costs, and more.
How do I use the programs I find?
Once you find your matches, we connect you with trusted local professionals, loan officers and agents who know how to apply these programs to your purchase.
Does this cost me anything?
No, there’s no charge to you as a buyer. We earn a referral fee from the realtors and loan officers we connect you with. But here’s the bigger picture: the funding programs we help you find typically put far more money in your pocket than any fee anyone earns in the process, often tens of thousands of dollars in down payment assistance, grants, or closing cost coverage. In many cases, buyers save more through these programs than the total commissions paid to their entire professional team.
You've worked hard to get here. Now find out what's waiting for you.
See which programs you qualify for in minutes for free. No account required to get started.
