Do you remember that scene in The Lord of the Rings: The Return of the King when the Orc says, “The age of Men is over”? Well, we’re kind of at that period now. The age of Men is over. The time of AI has come.
After decades of speculation and imagination about what a world with artificial intelligence would be like, it’s finally here. Companies have been trying to explore what AI can do for them. So far, it has been a positive experience, but there have also been a few exceptions.
In May 2025, for example, King Features Syndicate provided a list of recommended books that didn’t exist to newspapers. The “writer” of the list used AI and didn’t bother to check the output. Then there’s the case of Air Canada’s lying chatbot, which forced the company to pay damages but also cost them a reputational hit.
Those blunders are exceptions to the way that AI is being integrated into how companies operate. It’s mostly a positive thing, and around 78% of companies are using AI for one or more processes.
But we don’t want to be like other companies that use AI just for the sake of using AI. We have explored the various possibilities for AI use. At this point, we have already integrated it into various internal processes. However, the most crucial process in which we have managed to use AI is in how we use it for our Community Home Investment Programs (CHIPs) process.
What Are CHIPs?
Before we go deeper into how we use AI, we have to backtrack a bit and explain what CHIPs are. CHIPs are programs that are designed for homebuyers to make the whole homebuying and home-owning experience easier.
These programs are available in different forms, like down payment and closing cost investments or lower interest rates. Some are loans and others are cash grants. Surprisingly, many homebuyers are unaware that these CHIPs exist. Most of these programs are available locally and are given out by nonprofits and government agencies.
Homebuyerwallet.com aims to gather information about these CHIPs on one platform. This means a homebuyer can just go to that platform and find out which program,s she can qualify for.
AI: Our CHIPs Processes
To become the best platform for CHIPs for the entire United States, the first thing we had to do was to gather all the available information about various available programs for homebuyers and then determine whether they would qualify as CHIPs based on our criteria.
There are thousands of programs that are available in the entire United States. Needless to say, going through all of those requires a great deal of time. To make sure that we provide only accurate information to users of the platform, we double-check everything.
Once we have the information about the CHIPs, we then proceed to write information about and create graphics that would represent what they offer to homebuyers. That means even more time is spent on one particular CHIP.
The Homebuyerwallet.com AI Process
With the advent of Artificial Intelligence and AI tools that can be customized, we realized that there might be a better way. While we do not see fully automating the entire CHIPs process, we saw an opportunity to make the whole process faster and more efficient.
We started using AI to scan thousands of federal, state, local, etc., sources so you get relevant home assistance programs fast. Every program is verified by our in-house research team. We break down the fine print, update changing policies, and simplify the process so it makes sense.
Behind every result we deliver is a thoughtful process that blends automation with relevant, reliable insights, helping us support homebuyers with speed, clarity, and care. Keep in mind that housing programs change often, and we’re on it. CHIPs are frequently refreshed using AI and validation to keep every CHIP current and trustworthy.
Human Intervention Is Still Needed
While our use of AI has made our entire CHIPs process faster and more efficient, it doesn’t mean that we completely rely on it. The whole process is not completely automated. We have found that we still need some kind of oversight when it comes to the output of the AI:
- For checking the AI output on researching available programs. We have to go through all the information that has been scraped and make sure they are accurate. We also need to sort whether the programs gathered can be categorized or not.
- For editing and proofreading the descriptions that are written by AI. We have a certain style for these descriptions, and while we can teach our AI tool about these styles, we found that the output still required some small tweaks.
- The same thing is true with the graphic design output. After the prompt that we provided, we found that the AI can generate graphics much more quickly, but there are some errors here and there that we found.
So, yes, while AI did wonders in speeding up our CHIPs process, we cannot fully rely on it.
The Future of AI in Homebuyerwallet.com
Does AI have a future in Homebuyerwallet.com? Definitely. Artificial intelligence is here to stay, and it is rapidly advancing. Anyone who doesn’t use it now is missing out on a lot of opportunities. We don’t intend to be left behind.
However, we’re not just like any other company out there that is saying we’re using AI for homebuyers just for the sake of jumping on a bandwagon. We are actively looking for possibilities for where we can apply it within our processes. Also, Homebuyerwallet.com maintains AI Principles, which are crucial to how we use these tools:
- Protect: We safeguard your privacy and use data responsibly.
- Humanize: We center human judgment, empathy, and care in how information is reviewed, crafted, and shared.
- Verify: We commit to accuracy through rigorous validation before anything reaches our users.
When we see that it does not fit in with what we are trying to do, then we don’t use AI. We are aware that AI is not yet at the stage where it can completely replace human intelligence for everything that we need to do. Frankly, that time may never come at all. Homebuyerwallet.com was created as a platform to help individuals get their own homes and that requires a human touch. However, for now, this is the closest we can get to AI-powered home buying.
.png){kind=logo}
