Homebuyer Program of the Week: MassHousing Down Payment Assistance
The MassHousing Down Payment Assistance program offers eligible Massachusetts buyers up to $30,000 toward down payment and closing costs. Reduce upfront cash requirements with this deferred second mortgage assistance.
Maryland Flex 3% Loan: Powerful Down Payment Assistance for Homebuyers
The Maryland Flex 3% Loan helps eligible homebuyers reduce upfront purchase costs by providing 3% of the Maryland Mortgage Program first mortgage loan amount toward down payment and closing costs. Offered through the Maryland Department of Housing and Community Development, this deferred loan assistance program helps qualified buyers manage the cash required to purchase a primary residence in Maryland.
Homebuyer Program of the Week: MaineHousing First Home Loan – Advantage
The MaineHousing First Home Loan – Advantage is worth highlighting because it provides a fixed $5,000 benefit that does not have to be repaid.
Homebuyer Program of the Week: HOME Investment Partnerships Program – Home Buyer Assistance Program
The HOME Investment Partnerships Program – Home Buyer Assistance Program is worth highlighting because it offers grant-based support and is available across Kentucky through local organizations that receive HOME funds.
Homebuyer Program of the Week: Connecticut Housing Finance Authority Time To Own Forgivable Down Payment Assistance
Connecticut homebuyers face a difficult entry point when savings must cover both a down payment and closing costs. In a statewide market where upfront cash can determine whether a buyer is able to move forward, forgivable down payment assistance can change the timing of a purchase.
Homebuyer Program of the Week: Utah Housing Corp Down Payment Assistance Second Mortgage
Utah homebuyers face a difficult affordability environment because upfront cash remains one of the biggest barriers to purchasing a home. Even when a buyer can qualify for a mortgage payment, down payment and closing cost requirements can delay or prevent a purchase.
Homebuyer Program of the Week: Oregon Housing and Community Services Down Payment Assistance
Oregon homebuyers face high upfront costs at the same time that affordability remains tight across the state. For many first-time and first-generation buyers, the down payment is the barrier that keeps homeownership out of reach even when monthly income is otherwise stable.
Homebuyer Program of the Week: Iowa Finance Authority FirstHome Down Payment and Closing Costs 2nd Loan
The Iowa Finance Authority FirstHome Down Payment and Closing Costs 2nd Loan is worth highlighting because it offers assistance tied directly to the purchase price or appraised value, with repayment deferred until a major mortgage event occurs.
Homebuyer Program of the Week: Arizona Department of Housing HOME Plus Program
The Arizona Department of Housing HOME Plus Program is worth highlighting because it directly targets that upfront cost problem. It provides down payment assistance and closing cost assistance that can help eligible buyers reduce the amount of cash needed at closing.
Homebuyer Program of the Week: ADFA Down Payment Assistance Program
The ADFA Down Payment Assistance Program provides financial assistance specifically designed to lower the cash required at closing.